Our Insurances

IUL Life Insurance

An IUL (Index Universal Life Insurance) is a type of indexed universal life insurance. It combines a life insurance policy with a savings account that is linked to a stock market index. It offers both financial protection and investment growth potential. Its three main benefits:

Life Insurance Protection: Provides a death benefit to beneficiaries.
Cash Value Accumulation: Part of the premiums paid is invested in a savings account that grows according to the performance of a stock index (such as the S&P 500).
Life Benefits: As a Life insurance policy, you have Life benefits, i.e. in case you develop critical, chronic illnesses or have a critical accident, you can receive approximately 80% of the Lump Sum purchased.